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Our Financial Services for the Poor strategy is led by Rodger Voorhies, director, and is part of the foundation’s Global Development Division.To be able to access loans from Mshwari you have to be 18 years of age, have a registered and active Mpesa account for at least 6 months and have the updated Mpesa menu that facilitates Mshwari.The minimum loan limit is 100 shillings and the maximum loan limit is unknown.Repayment duration is 30 days and the interest is set at 7.5%.In case you default the 30 day extension and a further 7.5% facilitation fee will be charged on the outstanding loan balance. It started in 2015, it is a savings account that allows you access instant loans of up to a million Kenyan shillings by dialing *844# You are even able to borrow instantly without saving.

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